Joseph

6 Challenges every Business Faces

Introduction In a recent discussion, key insights were shared on the six fundamental challenges that small businesses face. These challenges were identified through extensive experience working with thousands of businesses over the past 15 years. The primary aim is to help small business owners gain clarity on these challenges to facilitate business growth and success. […]

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The Accounting Steps Every Owner Must Own 

Summary Points:  Bookkeeping & Accounting Oversight  Know your chart of accounts (your financial skeleton)  Review coding of transactions monthly  Check the bank reconciliation each month  Review your financial statements monthly  Stay in touch with A/P and A/R reports regularly  Review payroll vs. percentage targets  Tax & Compliance Responsibilities  Maintain receipts and audit trail  Stay on top of quarterly taxes and filings  The Situation:  In a recent conversation,

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Avoiding the DUMB T.A.X. in Business

This was a fun, and valuable Education Moment I did for my weekly BNI (Business Networking International) group for Tax week, the week of April 15th, 2026 (Tax Day).  It is fun, helpful, and was so well received, I wanted to make sure to share this mini executive summary with you too, so you too could get the value and fun from it!   Here is my BNI April 16th, 2026 Education Moment: 

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The Entrepreneur Business Plan Compared to the Manager’s Business Plan 

Recently in class, an entrepreneur who had started three businesses mentioned to a state of Wisconsin auditor—who happened to be taking the class—that he had never done a business plan, even though many people had told him to.  Later in class, while sharing a story about a friend going into business, he described the following conversation he had

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